Mobile Home Insurance

Liveoak Agency can help you keep your family, assets, and home protected with a comprehensive Mobile Home Insurance Policy. Our expert team of agents can design a policy that offers additional coverage for the unique circumstances that come with owning a mobile home.

Mobile homes, manufactured homes, and modular homes all qualify for coverage under a mobile home insurance policy. A comprehensive mobile home insurance policy from Liveoak Agency protects against physical damage to your home, your property, and personal belongings – as long as the cause of the damage is not specifically excluded in the policy.

Common covered incidents can include:

Mobile home insurance also helps protect your personal property. This can include detached or adjacent structures on your property, such as the patio, shed, or garage, as well as personal belongings, such as furnishings or appliances. Coverage also includes assistance with living expenses should your home become temporarily uninhabitable as the result of a covered event.

Even a single accident can result in a lawsuit that can ruin you financially. General liability insurance protects against third-party personal injury claims and/or damage to a third party’s property up to the coverage limits set by the policy. The most common types of liability claims are dog bites and fallen trees, but general liability insurance can cover:

As with most types of insurance, you can design your mobile home insurance policy to cover more than the standard comprehensive policy. Broad Form Insurance can include atypical or excluded events not normally covered. This type of extended insurance will most likely require a higher premium payment and frequently an additional deductible.