fbpx

homeownersinsurance

Do you know what the average Homeowners Insurance Premium is in Alabama?

As of February 2019, Alabama’s homeowners insurance premiums are actually higher than the national average! Alabama homeowner insurance premiums are approximately $1,360 per year whereas the nationwide average is only around $1,170. Homeowners insurance premiums can vary quite a bit depending on many factors such as the size of your home, the quantity and nature of your assets, as well as your physical address.

 

policy

Insurance helps to mitigate the impact on your family, should you become unable to provide for them in your normal capacity. Riders can tailor your policy to better serve this purpose.

In the event of the loss of life or disabling injury to someone who is a primary provider for a family, or a business, severe negative impact can occur for family members, employees, and stakeholders.

Insurance policies are generally designed to reduce the impact of these conditions. Policy riders  can tweak a policy's particular provisions for specific kinds of conditions.

 

Identity Teft

Tips to help you avoid becoming a victim of identity theft.

A victim of Identity theft can spend many months and sometimes years correcting the damage done by fraud caused by the theft of information associated with their bank accounts and credit cards. Just getting a credit rating corrected can be a nightmare. Take the following advice to protect yourself against identity theft.

 

springbreak

 Spring Break Crime Prevention Tips from our friends in the Montgomery Police Department.

Sergeant David Hicks of the Montgomery Police Department has some suggestions to help you avoid becoming a victim of crime during the Spring Break vacation period.

Spring break is almost here and many of you may be planning a much needed vacation. The last thing you need after a relaxing vacation is to return home and find that you have been a victim of a criminal act, especially a burglary. Here are a few tips that may keep you from being a victim.

 

Christmas Family Risk Factors

Holiday and seasonal traditions can be fun but they can also increase risks. Be sure to play it safe this holiday season.

Festive candles and lights, electrical cords, trees and seasonal plants, and even baking and food serving activities all pose potential risks for injury or loss. Be sure you're being as safe as possible while enjoying your Christmas and New Year festivities!.

homealarmsystem

A home security system could make as much as a twenty percent reduction in cost on your homeowners insurance.

Having a monitored security system installed can make your home and property safer and save you money as well! The FBI reports that homes without security systems installed are three times more likely to be burglarized.

 

rentalproperty

Often renters don't realize how beneficial an insurance policy that protects their valuables in a catastrophe such as fire or theft.

It is a huge mistake to assume that damage or loss of your property will be covered by a landlord's insurance policy!. Rental property owners commonly carry only enough insurance to repair or replace the building or structures. It is the renter responsibility to insure his or her own personal property..